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The cardholder and/or his property might be responsible for repaying in full any outstanding balances on the card account and shall hold the Bank indemnified for all costs and bills incurred in recovering such outstanding balances. All Cardholders might be billed on a monthly foundation for all Charges incurred by method of Card and for all costs relevant to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there may be no assertion generated for the period during which there was no excellent due and no transaction on the Card Account within the preceding month. The facility of a Supplementary Card, is a special facility at such fee/rate as may be stipulated by BRAC Bank from time to time. All entries in the Statement of Account shall be presumed appropriate except the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect.

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Payments made by the cheques drawn on a location the place the Bank doesn’t have a branch shall be subject to a processing and dealing with fee as determined by the Bank from time to time. „Late Payment Fee” means a charge applicable in case of the Cardholder’s failure to pay at least minimum amount due inside the Payment Due Date. „Insurance Company” means insurance company as could also be determined by BRAC Bank Limited, every so often.

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All statutory taxes, service tax, VAT, all different imposts, duties and taxes as may be levied from time to time by the Government or other authority in respect of or in reference to the Card. The money advance payment and finance charge are non-refundable. The Bank at its sole discretion could reverse the partial or full quantity. „Minimum Amount Due” means the minimum quantity specified by the Bank in statement which if paid by the Payment Due Date will prevent any late payment charge.

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Cash-limit varieties a subset of the Cardholder’s Credit Limit/Purchase Limit. „Card Account” means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the purpose of usage of the Credit Card as per the phrases and situations contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation „Applicant” means one who has/have utilized for a Card to BRAC Bank Limited. Still have you ever a question then be at liberty to ask by remark.

Once a Balance Transfer has been made, the customer has to proceed the stability switch amount for no less than 6 months with BRAC Bank i.e., the shopper can’t switch the steadiness to some other bank within the specified time frame. Cardholder can settle partial or full outstanding of other financial institution’s bank card through Balance Transfer. The Bank shall not be liable to refund the annual fee or any part thereof in case of the termination of the cardboard account.

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If cardholder has account with BRAC Bank, s/he can dial BRAC Bank name middle at and give instruction of debiting cardholder’s BRAC Bank current/savings account to pay bank card invoice. This process would require PIN verification. The Cardholder could select not to settle the current steadiness in full, by which case the cardholder must pay a minimal of 'Minimum Amount Due’ as decided by the Bank from time to time on or earlier than the cost due date.

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